DSCR Loans for Rental Property Investors
Investor-focused financing based on property cash flow rather than personal income.
Who This Loan Is For
Suitable For
✓ Rental property investors
✓ Investors with multiple properties
✓ LLC or entity borrowers
✓ Buyers focused on cash flow
Not Suitable For
✕ Owner-occupied homes
✕ Primary residences
✕ Borrowers without rental income
Key Features
Cash-flow based qualification
No traditional income verification
Flexible property types
Typical Loan Scenarios
- Purchasing a long-term rental property
- Refinancing an existing rental portfolio
- Cash-out refinance to fund new investments
General Eligibility Guidelines
Eligibility may vary by lender and scenario, but typical considerations include:
- Property cash flow (DSCR)
- Credit profile
- Down payment or equity
- Property type and location
DSCR Loan FAQs
What is a DSCR loan?
Answer to What is a DSCR loan?
Can I apply using an LLC?
Answer to Can I apply using an LLC?
Do DSCR loans require tax returns?
Answer to Do DSCR loans require tax returns?
Explore Your Loan Options
Every investment scenario is different. Request a no-obligation review to explore available loan options.